How Can I Get Car Financing with a Bad Credit Score?

woman tapping calculator

Apply for Financing Contact Us

When people visit Cox Mazda, they often wonder, “Can I get a car loan with bad credit?” The simple answer is: yes! The finance team at Cox Mazda near Brandon is ready to help you figure out how to get a car with bad credit. See how you can do so here, and then take advantage of the new vehicle specials to get a great deal!

How Can You Finance a Car with Bad Credit?

The finance team at Cox Mazda makes securing a loan with a bad credit score one of the easiest processes possible. For starters, you will need to apply for financing online to get pre-approved. Once you’re approved, you will work directly with our finance professionals to identify a payment plan that works best for you.

What Steps Should I Take to Get a Car Loan with Bad Credit?

If you’re contemplating the option of taking out a bad credit car loan, make sure to have everything together before doing so. You’ll want to ensure that this decision is the best option for you right now.

  1. Calculate how much you’ll be able to pay monthly based on your budget. Remember to make sure this amount is affordable.
  2. If possible, make a bigger down payment.
  3. Before applying, try to clean up your credit report as much as you can.
  4. Be honest with yourself about the vehicle you should purchase. Don’t choose anything you cannot comfortably afford.
  5. Ask plenty of questions!

Improve Your Credit Score

There’s a hidden fact that many people do not realize. If you were to take a bad credit car loan, with the ability to make payments on time every month, it will actually help improve your credit profile and credit score! This will give you more lending power in the future for lower interest loans and credit cards.

Finance a Car with Bad Credit Near Sarasota Today!

Now that you’ve secured a car loan with bad credit at Cox Mazda near Palmetto, you may need help with your down payment. To do this, you can start by going online to value your trade,then come visit our finance team. If you have any additional questions, do not hesitate to contact us!

More from Cox Mazda

  • 2020 MAZDA CX-5 Safety Ratings

    Does your family need a new crossover or SUV to make the most of every drive through Sarasota? If so, you’ve likely considered the Mazda CX-5. After all, taking home a family-friendly crossover or SUV shouldn’t mean sacrificing luxury and technology. But of course, you’re surely wondering about the Mazda CX-5 safety rating. Learn about…


    When you need a stylish and savvy SUV for your daily drives through Sarasota, then you’re likely curious about the Mazda CX-5. After all, it offers the comfort, connectivity, and convenience you need for your everyday drives through Sarasota. But does the new Mazda CX-5 towing capacity offer the power you need? Our team at…

  • 2020 MAZDA CX-9 Towing Capacity

    When you’re looking for advanced capability without sacrificing efficiency, then you’ll likely be curious about the new Mazda CX-9. While it offers impressive efficiency, it can help you tow a substantial amount! Whether you’re bringing along a boat or a tent trailer to your destination, the 2020 Mazda CX-9 towing capacity and additional features can…

Saved Vehicles ×


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us ×


(941) 749-2790

Call Now


(941) 749-2701

Call Now


(941) 749-2727

Call Now

3101 CORTEZ ROAD WEST • Bradenton, FL 34207

Get Directions

Today's Hours:

Open Today! Sales: 8am-8pm

Open Today! Service: 7am-5:30pm

Cox Mazda 27.4618091, -82.5926101.